Tax Code Guide

X

Tax Code X (Non-Cumulative)

What does this code mean?

The X suffix (sometimes shown as "Month 1" or "Week 1" on payslips) indicates non-cumulative tax calculation. Like M1 and W1, it means each pay period is treated in isolation. This almost always results in paying more tax than you should over the full year. Check with HMRC if this persists beyond your first few months.

Emergency Tax Warning

This is often an emergency or temporary tax code. You might be paying too much tax while on this code.

Who gets this code?

Typically applied temporarily to new employees or when HMRC cannot confirm your correct tax code.

Is it correct?

Check your latest P45 or Payslip to see if this matches your current situation.

Think you overpaid on X?

If your tax code was wrong for even a few months, HMRC might owe you money. Upload your P60 or Payslip to check instantly.

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